The Expiration of the PTC Enhancements: State-Specific Impacts
State Health and Value Strategies hosted a webinar discussing the expiration of the enhanced premium tax credits (PTCs) under the American Rescue Plan Act of 2021, extended by the Inflation Reduction Act of 2022 and currently set to expire at the end of 2025. As the Affordable Care Act’s central health insurance subsidy, rules on the PTCs have substantial implications for state health insurance markets, State-Based Marketplaces, consumers, and providers. During the webinar, experts from the Urban Institute presented recent research to estimate the impact of the enhancements on coverage and consumer costs by state, income, race and ethnicity, age, and expansion status.