The American Rescue Plan Act (ARPA) was signed into law on March 11, 2021 as a signature effort to assist in the recovery from the COVID-19 pandemic and the related economic downturn. Included as part of the sweeping legislation is a program to fully subsidize COBRA coverage for six months starting in April of 2021. This expert perspective provides a short overview of COBRA and mini-COBRA, the major elements of the ARPA COBRA Assistance program, and considerations for state policymakers related to the program.
Qualified Health Plan Selection: Considerations for Consumers Webinar
Deborah Bachrach, Manatt Health Solutions Melinda Dutton, Manatt Health Solutions
As part of their series on “Helping Consumers Understand the Marketplaces,” Manatt Health Solutions, with support from the State Health Reform Assistance Network, led a webinar reviewing factors states will want to call out for consumers seeking guidance on how to choose among plans, especially young adults who may be choosing between catastrophic coverage and other options. This presentation reviewed the interplay between premiums and cost-sharing across the metal levels and catastrophic coverage generally and with respect to specific services, noting among other things the range of preventive services which must be provided without any cost-sharing in all options. Specific examples demonstrated the implications of different premium and cost-sharing options for consumers of different ages and with different incomes and health care needs. Finally, the webinar examined at non-financial considerations such as provider networks and formulary designs.
A recording of the webinar can be found here.