In 2019, the Washington legislature enacted a bill requiring insurers on the state’s health insurance exchange to offer plans with standardized benefit designs, beginning in 2021. Colorado and Maryland are considering similar requirements. As these and other states consider the option of standardized health plans, they can benefit from the experiences of California, the District of Columbia (D.C.), Connecticut, Massachusetts, New York, Oregon, and Vermont, all of which require insurers to offer standardized benefit designs. This Expert Perspective outlines benefits and risks of plan standardization, and raises critical questions that states will need to consider, and offers a decision roadmap for states implementing a standardized benefit design requirement.
State Network Presentation at NAIC Summer 2012 National Meeting
State Health Reform Assistance Network – Heather Howard; Georgetown University Health Policy Institute – Mila Kofman
Heather Howard, Director of the State Health Reform Assistance Network, and Mila Kofman, Research Professor at Georgetown University’s Health Policy Institute, presented at the National Association of Insurance Commissioners (NAIC) Summer National Meeting held from August 11-14, 2012 in Atlanta, GA. Their presentation at the Health Insurance and Managed Care (B) Committee session (click on download button) gave an overview of the State Network and tools developed by the program specifically for insurance regulators. Ms. Kofman, in her role as a State Network Technical Assistance Provider, produced several self-audits, templates, and checklists to help departments of insurance work in concert with other state agencies. These resources were made available during the NAIC National Meeting and are also available as part of the Georgetown ACA Implementation Toolkit for Departments of Insurance.