In 2019, the Washington legislature enacted a bill requiring insurers on the state’s health insurance exchange to offer plans with standardized benefit designs, beginning in 2021. Colorado and Maryland are considering similar requirements. As these and other states consider the option of standardized health plans, they can benefit from the experiences of California, the District of Columbia (D.C.), Connecticut, Massachusetts, New York, Oregon, and Vermont, all of which require insurers to offer standardized benefit designs. This Expert Perspective outlines benefits and risks of plan standardization, and raises critical questions that states will need to consider, and offers a decision roadmap for states implementing a standardized benefit design requirement.
Webinar: Health Savings Accounts: State Considerations for HSAs
Health Savings Accounts have been a frequent topic of conversation for policy options in the ACA markets. HSAs have gained attention in recent years as they are featured in both “Repeal & Replace” and Medicaid proposals. Given the interest in this plan, the State Network hosted a webinar for state officials featuring the experts at Manatt Health. This webinar reviewed the basics of HSAs, how they have been considered under various repeal and replace proposals, and how alternative Medicaid expansions have used HSA-like programs for enrollees. Slides from the webinar are available below.